Switch Between Funds
If you are a Defined Contribution member or pay AVCs with CERS, then your contributions will automatically be invested in the default strategy unless an appropriate written instruction has been received by CERS instructing that the assets should be invested in one of the other funds.
If you decide that you no longer want to be invested in the default strategy you will need to send us a clear written instruction detailing how you wish to invest your existing fund and future contributions
Please click here to download an Investment Instruction Form
This form can either be emailed or posted back to the administration team.
Investment instructions are not effective or accepted by CERS until CERS confirms receipt of those instructions to you. When you send in a switch instruction, you are advised to contact CERS if you do not receive an acknowledgement of your instruction. The Trustees and the administration of CERS will not accept responsibility for not processing instructions that for whatever reason have not been confirmed to you. Where an instruction is deemed by CERS to be ambiguous or incapable of being performed; it will not be implemented.
You can make 4 free switches per year. A charge of €50 will apply for each subsequent switch in that year.
The investment choices offered by the Trustees will be regularly reviewed and may be varied from time to time.
The current range of investment choices are outlined here
This note is for information only and does not constitute financial or other professional advice.
We recommend that you should take independent investment advice when considering your investment choices.
The CERS Trustee preferred Independent Financial Adviser is Milestone Advisory DAC. You can contact them or your own independent financial adviser to assist you to review your investment choices. You
can contact Milestone Advisory DAC. at Canal House, Canal Road, Dublin 6, at firstname.lastname@example.org or call them on 01 4068020. Their website is www.milestoneadvisory.ie .