Summary of Investment Funds on offer
Please click on each fund on the left hand side of the page for detailed information.
CERS Multi Asset Fund
This fund is intended to provide members with a reasonable real return, i.e. after inflation.
CERS Standard Lifestyle Strategy
The “Standard” Lifestyle Option is suitable for members who intend to purchase a pension from the CERS scheme at retirement
CERS ARF Lifestyle Strategy
The “Approved Retirement Fund” (ARF) Lifestyle Option is suitable for members who intend to transfer their retirement accounts to an Approved Retirement Fund at retirement instead of purchasing a pension from the CERS scheme
CERS Bond Fund
The Bond fund is designed to broadly track the cost of buying a pension at retirement as interest rates change.
CERS Cash Fund
The objective of the Cash Fund is to provide capital protection through investment predominately in Euro denominated bank deposits, together with short dated gilts and money market instruments. This fund can be used as part of a diversified portfolio and to protect fund values against falling equity markets.
CERS Equity Fund
This fund is passively managed and designed to provide a good rate of investment return consistent with an appropriate level of risk for a medium to long term investor.
CERS Property Fund
The fund objective is to provide investors with exposure to property markets.
CERS Alternative Assets Fund
The Alternative Assets Fund is designed for members who would like to see modest but relatively stable absolute returns, i.e. before inflation.